Women Pay More for Insurance Than Men

Abby Ruettgers of our class points out that the NYTimes published data today showing that women are charged more than men for health insurance in the individual insurance market.  This is especially prominent for young adults.  

This isn't a real surprise.  In fact, I think this represents childbirth as opposed to gender discrimination.

This is one more example of the problems of the individual market.  While many will say that the individual market eliminates "moral hazard" and makes people pay for their own poor health decisions -- it's not clear we want to penalize women of childbearing age for the chance they might decide to have a child!